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Buying a Home with a Pool The decision to buy or not to buy a home with a pool is personal, but there are many factors to consider that will have a big impact in the short and long run. Among others, these may include maintenance, insurance and safety costs that come with pool ownership. There is no question about the pool adding value to a property, but how? Unfortunately, data is not abundant, but location plays a vital role. Therefore, to be sure, choose an area that will not hurt your cause, just in case you decide to sell your house in the future. A pool enhances a home’s aesthetics and provides a place for relaxation and entertainment, but on top of that, you have to check out many other variables before actually deciding to purchase a home with a pool. For example, is the pool enclosed or screened, heated or equipped with water features? What general condition is it in?
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Generally speaking, if a home was valued at $125,000, a pool would cost you an extra $8,000 to $10,000. Of course, this is but an estimate, and checking with a local appraiser is best for more accuracy.
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Costs Your largest pool expense will be the weekly maintenance, which is a must, though with many pool companies that charge $50 to $75 a month for servicing, this is usually not a problem. Among other costs to consider are additional homeowners insurance, fencing, self-closing doors, pool suction devices, and safety alarms. Pool Inspection It is important to hire a pool inspector to inspect a pool, just as a home inspector must be hired to inspect a home. Don’t mix the two together, which means a home inspector shouldn’t be inspecting a pool. As well, don’t hesitate to ask the seller about the company that used to service the pool. That company knows the actual condition of the pool, as well as the costs required to maintain it. The more you know about the pool, the better you can decide whether or not the home with the pool is worth the investment. Most probably, the company would be glad to accommodate you too, as this would mean the account can continue. Conclusion Buying a home with a pool does not have to impact your mortgage qualification negatively. If anything, it could even help you sell more quickly. Homes with a pool generally appeal to more homebuyers, which means a quicker sale later on and even greater value to the final sale. You should also check your local municipality’s rules on home pool use (this is known as a Certificate of Occupancy). Remember, municipalities are always changing pool regulations, so don’t depend on what you might have read online or heard from a friend.